Clay City Based Financial Planning Firm Rejoins Silver Oak Securities

In May 1961, five days after Bay of Pigs and five weeks after the Soviets put Yuri Gagarin into orbit, President Kennedy stood before Congress and made a promise: America would land a man on the Moon before the decade was out. NASA was less than three years old. The technology necessary to reach the Moon didn’t even exist yet.

In his latest article, CEO and Founder Billy Hopkins draws a direct line from that speech to the decade now facing independent financial advisors.

Roughly 40% of advisors, many licensed in the 1990s like Billy himself, will retire in the years ahead. At the same time, trillions of dollars are about to change hands. Gen X stands to inherit $14 trillion. Millennials will inherit $8 trillion. By 2035, women will control more than 40% of US wealth, up from a third today.

Billy connects these numbers to a bigger shift already underway. Estate planning is turning into a conversation about life, not death. More than 63 million Americans now care for aging parents or adult children, and 16 million of them care for both at once. Clients want more than portfolio management. McKinsey found the share of investors seeking holistic advice grew from 29% in 2018 to 52% in 2023.

Advisors who set a bold, deadline-driven goal now, the way Kennedy did, will own the next decade. Clients expecting family-office-level support as the standard, not the exception, will leave behind the advisors who wait.

Read the full article for Billy’s take on what it takes to serve three generations of planning needs at once, and why an impossible goal might be exactly what this industry needs: www.linkedin.com/pulse/todays-clarion-call-independent-advisors-billy-hopkins-brk8c/

Moss Wealth Advisors Chooses Silver Oak for Commitment to Independence and Advisor Support

Jackson, TN – March 19, 2025 – Silver Oak Securities, a leading Hybrid RIA championing the spirit of the independent advisor by marrying the autonomy and individuality of smaller firms announced today that Moss Wealth Advisors has rejoined its growing network. Based in Clay City, Indiana, Moss Wealth Advisors is a comprehensive financial planning firm managing assets for clients across multiple states.

Planning to exit the business, founder Larry Moss sold the firm to a bank in 2021. After three years and mounting concerns about how his clients would be served over time, he had a change of heart and decided to restart his independent practice with Silver Oak Securities a second time.

“We are delighted to welcome Larry Moss and Moss Wealth Advisors back to the Silver Oak family,” said Billy Hopkins, Silver Oak’s CEO and President. “Larry’s commitment to fiduciary principles and client-centered approach exemplifies the values we champion at Silver Oak. His journey underscores the unique advantages our model offers to advisors who prioritize true independence and flexibility in service of their clients’ best interests.”

Founded by Larry Moss, Moss Wealth Advisors has established a strong presence serving clients primarily in rural Indiana, while also maintaining relationships with clients across California, Arizona, North Carolina, Florida, Idaho, and Minnesota. The firm is known for its process-driven approach to financial planning that prioritizes client outcomes over product sales.

“Sometimes you don’t always appreciate what you have. And when you’ve stepped away for a while, you realize, wow, I had it great. And that’s why I came back to Silver Oak,” said Moss of the firm’s decision to return from LPL Financial. “The strength of Silver Oak Securities is they allow us to act completely independently with flexibility while staying compliant and having access to the best products, the best systems, and the best technology available to help us assist in what we need to do.”

Moss Wealth Advisors will continue to operate from their Clay City headquarters, serving clients across multiple states with the same dedication to comprehensive financial planning while leveraging both the Silver Oak broker-dealer and RIA’s enhanced platforms and resources.

If you’re interested in learning more about joining Silver Oak Securities, please visit https://joinsilveroaksecurities.com.

About Moss Wealth Advisors

In business for more than a quarter century, Moss Wealth Advisors provides consulting services for business owners and manages and advises on assets for clients from multiple states. The firm is based in Clay City, Indiana.

About Silver Oak Securities, Inc.

Silver Oak Securities, Inc. is an independent, full-service Broker-Dealer and SEC Registered Investment Advisor focused on serving the needs of independent wealth advisors who foster strong, trusted relationships with their clients. The firm is a member of the Financial Industry Regulatory Authority and the Securities Investors Protection Corporation. Founded in 1999 by Principals with deep investment management and compliance experience spanning 40 years, Silver Oak is based in the heart of the southern U.S. Corporate headquarters are located in Jackson, TN, between Nashville and Memphis. Learn more at www.SilverOakSecurities.com and connect with us on LinkedIn.

Media Contact

Mark Forman
Intention.ly for Silver Oak Securities
[email protected]